Hazelvine
InsuranceHazelvine have a long standing relationship of over 15 years with a firm of insurance brokers who have a dedicated property owners division to manage the whole insurance process for us. As a result all our clients enjoy:
- Excellent customer service
- Comprehensive cover (Commercial 'All Risks' including Accidental Damage, Theft Damage, Subsidence and Terrorism)
- Competitive premiums
The strength of our relationship enables us to provide our clients with a first-class service including:
- Obtaining competitive quotations from insurers on your behalf
- Provide immediate cover
- Specialist property owners policy wording
- A dedicated Claims Team
- Managing the claims progress as the need occurs
- Our policy contains the relevant clauses to satisfy your lender such as an Open Interest clause, Mortgagees clause and Subrogation waiver.
For most blocks of flats, the buildings insurance is arranged by us through a Block Policy, a summary of which is available upon request. There may be some blocks where the insurance is arranged via the freeholder and in these cases, the details below may not apply in full although the general principles will be the same.
The insurance policy covers the following risks to the building (known as Insured Perils):
- Fire / Flood / Storm
- Subsidence or heave - subject to certain conditions
- Vandalism - subject to certain conditions
- Theft and/or attempted break-in - subject to certain conditions
- Escape of water (e.g. water leak from a tank or an appliance such as a radiator or washing machine)
- Accidental damage to sanitary ware and fixed glass
- Collision with the building by a vehicle
- Third party and public liability cover
- Terrorism insurance should also be arranged separately
If you have any questions please call Hazelvine on 01628 529765 or email info@hazelvine.com